Considering cashback with every purchase could earn your family £1,155 cashback per year on utilities, phones and insurance

It’s common knowledge that savings can be made on food and clothing by using vouchers and cashback sites.  However, less well known is the fact that the mediocre things such as renewing insurance, sorting a phone contract and getting the cheapest utilities provider on board can also earn you a bundle.  A couple with two children should earn over £1,100 a year in fact.

Assuming the average family has four mobile phones, owns two cars, and requires home insurance, life insurance, pet insurance, utilities, broadband and tv, they should earn £1,155 in a year if all is purchased via cashback site Quidco.

• Mobile phone: 4x £130 with Vodafone = £520
• Car insurance: 2x £75 RAC = £150
• Home insurance: £75 RAC
• Life insurance: 2x £75 Adviser Financial = £150
• Pet insurance: £50 Sainsbury’s
• Utilities: £80 npower
• Broadband, phone and tv: £130 O2

Total = £1,155.

You don’t have to go shopping and spend money to take advantage of a discount or cashback offer.  Every household needs insurance, utilities, phone and TV and by reviewing your providers each year on Quidco.com, you could end up with an extra £1,100 in your bank account.

Instead of going directly to a retailer’s website, visit http://www.quidco.comand look for the retailer there.  For each merchant, all of the cashback offers and voucher codes available are displayed and by selecting one, you are then taken to the retailer’s website to shop as normal.

Because the merchant sees that you have bought something after clicking through from a cashback site, it pays them a commission which they pass on to you as cashback.  Users can also benefit from instant discounts using voucher codes and printable vouchers for use in stores.